Latest Government Schemes in India 🇮🇳 (2026 Update)
India continues expanding welfare schemes focused on healthcare, income support, housing, agriculture, and employment.
Healthcare & Insurance
Ayushman Bharat (PM-JAY)
- Health coverage up to ₹5 lakh per family per year
- Cashless treatment at empanelled hospitals
- Extended coverage for senior citizens (70+)
Income & Farmer Support
PM Kisan Samman Nidhi
- ₹6,000 annual direct income support
- Paid in three installments to farmers
Housing Scheme
Pradhan Mantri Awas Yojana (PMAY)
- Affordable housing for urban & rural families
- Financial aid for home construction
Pension Security
Atal Pension Yojana (APY)
- Guaranteed pension after 60 years
- ₹1,000 to ₹5,000 monthly pension options
Financial Inclusion
PM Jan Dhan Yojana (PMJDY)
- Zero balance bank accounts
- Access to banking & insurance services
Business & Employment
PM Mudra Yojana
- Loans for small & micro businesses
- Supports startups and entrepreneurs
Latest Updates (2026)
- Expansion of rural digital agriculture programs
- New skill development & employment schemes
- Focus on green energy & rural infrastructure
- Improved Direct Benefit Transfer (DBT) system